Terms & Conditions

Welcome to Instant Pesa. By accessing or using our platform, website, or services, you agree to comply with the following Terms & Conditions. If you do not agree, please stop using the platform immediately.

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1. Introduction

These Terms govern your use of Instant Pesa services. By creating an account or completing a transaction, you accept these Terms fully.

2. Eligibility

To use Instant Pesa, you must:

• Be at least 18 years old
• Provide accurate and verifiable information
• Not be restricted from using digital payment services under applicable laws

3. User Responsibilities

As a Instant Pesa user, you agree to:

• Use the platform only for legal and authorized activities
• Provide accurate details during registration
• Keep your login details confidential
• Avoid any activity that may harm or disrupt our systems

4. Account Registration

When creating an account, you must provide complete and accurate information. You are responsible for all activities performed under your account. Notify us immediately if you suspect unauthorized access.

5. Payments & Transactions

By processing payments through Instant Pesa, you acknowledge that:

• Transactions are subject to banking and payment gateway rules
• Service charges may apply depending on transaction type
• Refunds follow our refund policy and applicable regulations
• We are not liable for delays caused by banks or third-party gateways

6. Prohibited Activities

You are strictly prohibited from:

• Conducting fraudulent or illegal transactions
• Money laundering or using the platform for unlawful purposes
• Hacking, exploiting, or attempting to bypass system security
• Violating local or international laws

7. Data Privacy

Your information is collected and used as described in our Privacy Policy. By using the platform, you consent to data collection practices.

8. Intellectual Property

All website content, including text, images, graphics, and branding, is the property of Instant Pesa and protected by copyright laws. Unauthorized use is strictly prohibited.

9. Service Availability

We strive to keep our services active 24/7, but occasional maintenance or external issues may cause downtime. We reserve the right to modify or discontinue services without prior notice.

10. Limitation of Liability

Instant Pesa is not responsible for:

• Losses due to incorrect user-provided information
• Issues caused by banks, gateways, or third-party systems
• Unauthorized account access due to user negligence
• Technical failures beyond our control

11. Indemnification

You agree to indemnify Instant Pesa against all claims, losses, damages, or legal actions arising from the misuse of our platform or violation of these Terms.

12. Modifications to Terms

We may update these Terms & Conditions at any time. Continued use of the platform after changes means you accept the revised terms.

13. Governing Law

These Terms are governed by the laws of India. Any disputes will be resolved under the jurisdiction of Indian courts.

14. Contact Us

For any questions regarding these Terms & Conditions, contact us at: instantpesa01@gmail.com